We are here to educate, empower and provide support.

You make your goals happen. 


Workshops run to Empower and Educate Women on the core elements of their finances 

Wealth Mentoring

One on One appointments to discuss your financial situation

Why Women's Financial Education?
Always Open for You

We are available and open from 8am until 10pm for seminars, appointments and questions

Corporate Packages

In 2017, Women's Financial Education began offering their services to corporations and their staff. We believe financial education in the workplace reduces stress and makes for a happier employee

Online Courses

We are currently considering creating and running online courses. This would be subject to demand.

Unbeatable Prices

We offer extremely competitive pricing for our courses. At $30-40 each workshop it is a very affordable way to learn 

One On One Consultations

Kirby works with Two Mile Bay Financial Planning in Torquay and can offer one on one consultations on Budgeting, Superannuation, Insurance, Retirement Planning or Investments

Couples Retreats

We are currently considering running couples retreat weekends in the Winter of 2019. These will be subject to demand.

Professionally Qualified

Kirby is a fully qualified Financial Planner. She has a Bachelor of Commerce majoring in Financial Planning and Accounting. Kirby has over 11 years experience in the industry and participates in over 30 hours of training a year

Six Week Workshops

Our six week workshops have been very popular. We run them to the public twice a year out of Torquay Victoria. Topics include Budget, Super, Debt, Insurance, Estate Planning and Your Plan.

Create your Own Wealth Plan Online

Wouldn't it be nice if you could project your financial future? Know how much super you may have in retirement? Will you pay off your debt in time? What happens if you have children? Will you be able to save for an investment property?

This tool is ideal for anyone who has considered seeing a Financial Planner or has read the "Barefoot Investor"


"Thank you so much for your fabulous program - it has exceeded what I had expected both personally and as a facilitator. I couldn't be happier with the program and I am glad I took part

- HR Manager, Surf Coast Shire

A recent interview with Bay 93.9 about the importance of financial literacy 

Bay 93.9 Interview - March 2020Kirby Smith
00:00 / 04:41

Meet Kirby

My name is Kirby Smith and I am a qualified financial planner with over eight years experience. I currently work for Two Mile Bay Financial Planning in Torquay. 

I studied at Deakin University and graduated with a Bachelor of Commerce majoring in Accounting and Financial Planning in 2006 . Since then, I have completed an Advanced Diploma of Financial Planning and participated in over 30 hours of training each year to retain my knowledge in the industry. 

Over the last few years, I have noticed more clients who lack the basic knowledge and understanding of their financial affairs.

I was asked if I would consider running evenings to educate women with the aim to improve their financial literacy in areas such as the family budget, banking structure, superannuation, debt, insurance and estate planning.

And so it begun... "Women's Financial Education" a six week introduction to core elements of your finances...

I look forward to meeting you soon

Call Us

Mob: 0433 378 434

Email Us
Opening Hours

Mon - Fri: 7am - 10pm

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- One on One Money Coach

- Support Group

- Workshops

- Corporate Packages

- Couples Retreats

- Online Financial Education

- Financial Planner


Located in Torquay Victoria

Women's Financial Education is in association with Two Mile Bay Pty Ltd. Two Mile Bay Pty Ltd is a Authorised Representative of Millennium3 Financial Services Pty Ltd. Australian Financial Services Licensee—Licence Number 244252. For Financial Services Products only. For Australian Residents Only. This information (including taxation) is general in nature and does not consider your individual circumstances or needs. Do not act until you seek professional advice and consider a Product Disclosure Statement. The views expressed in this website are solely those of the author; they are not reflective or indicative of Millennium3 Financial Services position, and are not attributed to Millennium3. They cannot be reproduced in any form without the express written consent of the author.